Property Investment Lending Experts

We help you build property portfolios

You’re always going to be stronger when you have help

Our Story

Our founders are first generation Australians who’ve built a growing $13 million portfolio of 13 properties

Raised in migrant households, the memory of our first gold coin found in the dirt, retrieved by torchlight, is something we’ll never forget. Each step prior keeps us humble, grateful, and has led us to now. Follow our journey, find out how.

Jyh Kao is an entrepreneur and award-winning mortgage broker.

Jyh Kao & Danica Zhan

Jyh graduated from University of New South Wales in 2011 with a Bachelor of Commerce, majoring in Finance and Marketing. He was mentored by Australia’s top 100 mortgage brokers and was awarded industry Rising Star, and Young Gun Finalist, in JD Capital’s first year of business. Jyh uses his coaching mindset to guide savvy and budding property investor clients alike. He’s your Property Coach.

She embodies our ambition for our clients to use a growing property portfolio to define their own version of financial freedom — which for her, as a dentist, is focused on life-long healthy and happy smiles.

Danica Zhan drives our wealth-building community from within.

Our Mission

We want to help everyday people build financial confidence and security to create freedom.

It’s ok if you don’t own a property or have a property portfolio. We want to help you build financial literacy and make smart decisions from the start even before buying a property.

Why JD Capital?

We're an industry awarded mortgage brokerage founded by successful property investors

Founded by successful property investors for buyers with an investor mindset. As business owners and first generation Australians, we believe in wealth-building and growing a community around it. We provide expert finance solutions, structures and investing resources to help scale your property portfolio and realise your long-term vision.

Let’s get started building your property portfolio

We service clients all around the world, providing Australian lending options to help build and scale property portfolios.

Our lenders (plus more)

We help our clients scale their property portfolios with proven results achieve their goals faster.

As featured in

We received over 200+ 5-star Google reviews!