Our Team

Jyh Kao

Founder and Director

Jyh Kao is an entrepreneur and award-winning mortgage broker.

Jyh graduated from University of New South Wales in 2011 with a Bachelor of Commerce, majoring in Finance and Marketing. He was mentored by Australia’s top 100 mortgage brokers and was awarded industry Rising Star, and Young Gun Finalist, in JD Capital’s first year of business. Jyh uses his coaching mindset to guide savvy and budding property investor clients alike. He’s your Property Coach.

Danica Zhan

Co-founder

Danica Zhan drives our wealth-building community from within.

She embodies our ambition for our clients to use a growing property portfolio to define their own version of financial freedom — which for her, as a dentist, is focused on life-long healthy and happy smiles.

Meet the Team

  • Jenald

    Senior Home Loan Specialist & Credit Analyst

  • Julius

    Home Loan Specialist & Credit Analyst

  • Irene

    Irene

    Senior Settlements Officer

  • Gail

    Home Loan Specialist - Customer Retention & Settlements

  • Rowena

    Home Loan Specialist & Credit Analyst

  • Lean

    Executive Assistant

  • Jastine

    Home Loan Specialist and Customer Service Support

  • Renzelle

    Marketing Specialist

Great news! JD Capital is growing!

We’re thrilled to announce our newest partnership with Aron, who joins us as a mortgage broker. Aron and his partner Valentina started as JD Capital clients, fell in love with the process, and became savvy investors. They now own four properties across Australia worth over $3.5M.

Like many beginners, Aron and Valentina started with emotion-driven purchases, focusing more on where the fish tank would go rather than capital growth. Understanding that property is a proven way to generate wealth, they spent years researching and trusting the process, which accelerated their investing journey.

Both have worked in emergency services for several years while building their portfolio. Aron is in his final year of Corporate & Commercial Law at Macquarie University.

Inspired to help ordinary people create extraordinary property portfolios, Aron’s partnership with JD Capital founders, Jyh Kao and Danica Zhan, will jumpstart many property portfolios across Australia. Specialising in both novice and experienced investors, Aron leads by example, offering a unique perspective as he and Valentina continue their own property investing journey.